# XGBoost Model and Its Application to Personal Credit Evaluation

> Research article (IEEE Intelligent Systems, 2020) · cited 147× · AI/ML

**Wikidata**: [openalex:W3006063106](https://www.wikidata.org/wiki/openalex:W3006063106)  
**Source**: https://4ort.xyz/entity/xgboost-model-and-its-application-to-personal-credit-evaluation