# “Towards a co-creation framework in the retail banking services industry: Do demographics influence?”

> Research article (Journal of Retailing and Consumer Services, 2016) · cited 94× · AI/ML

**Wikidata**: [openalex:W2540847105](https://www.wikidata.org/wiki/openalex:W2540847105)  
**Source**: https://4ort.xyz/entity/towards-a-co-creation-framework-in-the-retail-banking-services-industry-do-demographics-influence