# The Napoleon State Bank

> community bank headquartered in Napoleon, Indiana

**Wikidata**: [Q107092648](https://www.wikidata.org/wiki/Q107092648)  
**Source**: https://4ort.xyz/entity/the-napoleon-state-bank

## Summary
The Napoleon State Bank is a community bank headquartered in Napoleon, Indiana, operating as a privately held financial institution since its founding in 1903. It provides traditional banking services to the local community while maintaining independent ownership and control.

## Key Facts
- **Founded**: November 12, 1903 (per official bank history)
- **Headquarters**: Napoleon, Indiana, United States (coordinates: 39.20466°N, 85.33034°W)
- **Legal Structure**: Privately held company (not publicly traded)
- **Industry Classification**: Bank operations (financial institution accepting deposits)
- **Website**: https://www.napoleonstatebank.com/ (English language)
- **Official Logo**: Available on Wikimedia Commons at [The Napoleon State Bank logo](https://commons.wikimedia.org/wiki/Special:FilePath/The_Napoleon_State_Bank_logo.svg)
- **Entity Type**: Instance of both "bank" and "privately held company" classes
- **Geographic Scope**: Serves Napoleon, Indiana, and surrounding communities

## FAQs
**What is the core business model of The Napoleon State Bank?**  
It operates as a community bank, accepting deposits and providing loans to individuals and businesses within its local service area, maintaining traditional banking functions without public stock offerings.

**How does The Napoleon State Bank differ from large national banks?**  
Unlike publicly traded financial institutions, it remains privately held with local ownership, prioritizing community-focused services over shareholder returns and maintaining decision-making autonomy.

**What services does The Napoleon State Bank typically offer?**  
As a community bank, it provides standard financial services including personal and business checking/savings accounts, loans, mortgages, and basic investment products tailored to local needs.

**How long has The Napoleon State Bank been operating?**  
The institution has served the Napoleon area continuously since its establishment on November 12, 1903, making it over 120 years old.

## Why It Matters
The Napoleon State Bank represents a vital component of local financial infrastructure in rural Indiana, preserving community banking traditions while providing essential financial services that larger institutions may overlook. Its century-long existence demonstrates stability and trust within the region, enabling local economic development through accessible credit and personalized financial relationships. As a privately held entity, it maintains independence from volatile stock markets and national banking trends, ensuring consistent service to generations of residents and businesses in Napoleon and surrounding areas.

## Notable For
- **Century-Long Operation**: Continuously serving Napoleon since 1903, demonstrating exceptional institutional longevity in community banking
- **Private Ownership**: Maintaining independent control without public shareholders or stock exchange listings
- **Community Focus**: Prioritizing local economic development over profit-driven expansion
- **Geographic Anchoring**: Remaining headquartered in its original Napoleon, Indiana location for over 120 years
- **Traditional Banking Model**: Preserving core deposit-taking and lending functions without modern fintech diversification

## Body
### History and Establishment
The Napoleon State Bank was founded on November 12, 1903, establishing itself as a cornerstone financial institution in Napoleon, Indiana. Its longevity spans over 120 years of continuous operation, making it one of the region's oldest financial entities. The bank maintains its original headquarters location in Napoleon, reflecting a commitment to local stability and community presence throughout its history.

### Organizational Structure
As a privately held company, The Napoleon State Bank operates under ownership by a small number of individuals or entities rather than public shareholders. This structure distinguishes it from publicly traded financial institutions, allowing for greater operational autonomy and decision-making independence. The bank is classified as both a "bank" (financial intermediary accepting deposits) and a "privately held company," positioning it at the intersection of traditional banking and private enterprise models.

### Geographic and Community Role
Headquartered in Napoleon, Indiana (United States), the bank serves the immediate local community with physical presence at coordinates 39.20466°N, 85.33034°W. Its community-focused approach prioritizes personalized service and local economic development, contrasting with larger national banks that may prioritize scale over localized relationships. The institution maintains a dedicated English-language website (https://www.napoleonstatebank.com/) as its primary digital interface.

### Service Model
The Napoleon State Bank provides core banking services aligned with traditional community bank functions, including deposit accounts (checking/savings), lending products (personal loans, business loans, mortgages), and basic financial services. Its operations remain centered on serving the needs of Napoleon residents and small businesses, without diversification into complex financial instruments or digital banking innovations. The bank's logo, hosted on Wikimedia Commons, visually represents its long-standing community identity.

### Industry Classification
Within the broader financial sector, The Napoleon State Bank operates under the "bank operations" industry classification. It adheres to the fundamental definition of a bank as a financial institution that accepts deposits and provides credit services. As a privately held entity, it falls under the subclass of "privately held companies," characterized by limited ownership and absence of public stock offerings. This dual classification reflects its role as both a traditional banking institution and an independently owned business enterprise.

## References

1. [Source](https://www.napoleonstatebank.com/about-napoleon/bank-information/our-rich-history/)