# Super-app behavioral patterns in credit risk models: Financial, statistical and regulatory implications

> Research article (Expert Systems with Applications, 2020) · cited 61× · AI/ML

**Wikidata**: [openalex:W3028645543](https://www.wikidata.org/wiki/openalex:W3028645543)  
**Source**: https://4ort.xyz/entity/super-app-behavioral-patterns-in-credit-risk-models-financial-statistical-and-regulatory-implications