# Smartphone banking usage in Nigeria: Gamification, technology acceptance and cultural factors empirical perspectives

> Research article (The Electronic Journal of Information Systems in Developing Countries, 2021) · cited 17× · AI/ML

**Wikidata**: [openalex:W3129675255](https://www.wikidata.org/wiki/openalex:W3129675255)  
**Source**: https://4ort.xyz/entity/smartphone-banking-usage-in-nigeria-gamification-technology-acceptance-and-cultural-factors-empirical-perspectives