# Retail Credit Scoring using Fine-Grained Payment Data

> Research article (Journal of the Royal Statistical Society Series A (Statistics in Society), 2019) · cited 23× · AI/ML

**Wikidata**: [openalex:W2766297065](https://www.wikidata.org/wiki/openalex:W2766297065)  
**Source**: https://4ort.xyz/entity/retail-credit-scoring-using-fine-grained-payment-data