# Predictably Unequal? The Effects of Machine Learning on Credit Markets

> Research article (The Journal of Finance, 2021) · cited 428× · AI/ML

**Wikidata**: [openalex:W3209809080](https://www.wikidata.org/wiki/openalex:W3209809080)  
**Source**: https://4ort.xyz/entity/predictably-unequal-the-effects-of-machine-learning-on-credit-markets