# Optimal Insurance: Dual Utility, Random Losses, and Adverse Selection

> Research article (American Economic Review, 2023) · cited 13× · AI/ML

**Wikidata**: [openalex:W4387096909](https://www.wikidata.org/wiki/openalex:W4387096909)  
**Source**: https://4ort.xyz/entity/optimal-insurance-dual-utility-random-losses-and-adverse-selection