# Luminor Bank

> bank branch in Latvia

**Wikidata**: [Q104438531](https://www.wikidata.org/wiki/Q104438531)  
**Source**: https://4ort.xyz/entity/luminor-bank-q104438531

## Summary

Luminor Bank is a bank branch operating in Latvia as a foreign merchant branch, serving as a subsidiary of Luminor Bank. Established on July 6, 2018, following the replacement of Luminor Bank AS, it operates as part of one of the Baltic region's major financial institutions with dedicated online platforms in Latvian, English, and Russian.

## Key Facts

- **Entity Type**: Bank branch (business, financial institution)
- **Country**: Latvia
- **Legal Form**: Foreign merchant branch
- **Inception Date**: July 6, 2018
- **Parent Organization**: Luminor Bank
- **Predecessor**: Luminor Bank AS
- **Latvian Unified Registration Number**: 40203154352
- **OpenCorporates ID**: lv/40203154352
- **Wikipedia Language Edition**: Latvian (lv)
- **Sitelink Count**: 1
- **Websites**:
  - https://www.luminor.lv (Latvian language)
  - https://www.luminor.lv/en/ (English language)
  - https://www.luminor.lv/ru/ (Russian language)

## FAQs

**What is Luminor Bank and what does it do?**
Luminor Bank is a Latvian bank branch that operates as a foreign merchant branch, providing banking and financial services to customers in Latvia. It is owned by Luminor Bank, one of the largest financial institutions in the Baltic region.

**When was Luminor Bank established in its current form?**
Luminor Bank in Latvia was officially established on July 6, 2018, following the restructuring that replaced Luminor Bank AS with the current branch structure.

**How can customers access Luminor Bank's services?**
Customers can access Luminor Bank through its official websites, which are available in three languages: Latvian (www.luminor.lv), English (www.luminor.lv/en/), and Russian (www.luminor.lv/ru/).

**What is the legal status of Luminor Bank in Latvia?**
Luminor Bank operates as a foreign merchant branch in Latvia, registered under the Latvian unified registration number 40203154352 and the OpenCorporates ID lv/40203154352.

**What is the relationship between Luminor Bank and its parent organization?**
Luminor Bank is owned by Luminor Bank and serves as its Latvian branch operation, representing the bank's presence and services within the Latvian market.

## Why It Matters

Luminor Bank represents a significant component of Latvia's financial infrastructure as part of a major Baltic banking group. Its establishment in 2018 marked an important restructuring in the Baltic banking sector, consolidating Luminor Bank's position as one of the leading financial institutions serving the region. The bank provides essential banking services including deposit-taking, lending, and other financial products to individuals and businesses in Latvia.

The existence of multilingual website offerings (Latvian, English, and Russian) reflects Latvia's multilingual population and the bank's commitment to serving diverse customer bases. This accessibility is particularly important in Latvia, where Russian-speaking communities represent a significant portion of the population.

As a foreign merchant branch operating under Latvian regulation, Luminor Bank bridges international banking standards with local market needs, contributing to Latvia's position as a financial hub within the Baltic states. Its registration under specific Latvian identifiers (40203154352) and oversight by the parent Luminor Bank ensures compliance with both Latvian banking regulations and broader European Union financial standards.

## Notable For

- Operating as a foreign merchant branch rather than a standalone domestic bank
- Providing services in three languages (Latvian, English, Russian)
- Representing one of the largest banking groups in the Baltic region
- Operating under the unified registration system of Latvia
- Serving as the successor to Luminor Bank AS following the 2018 restructuring

## Body

### Identity and Classification

Luminor Bank is classified as both a bank and a business entity, specifically operating as a bank branch in Latvia. Its Wikidata description identifies it as a "bank branch in Latvia," distinguishing it from standalone banking institutions. The entity operates under the legal form of a foreign merchant branch, indicating that it is an extension of a foreign-based banking organization (Luminor Bank) conducting business within Latvia.

### Establishment and History

The bank was officially established on July 6, 2018, marking a significant restructuring in the Baltic banking sector. This inception date represents the formal replacement of Luminor Bank AS with the current branch structure, consolidating Luminor Bank's operations under a unified organizational framework. The restructuring reflects broader trends in the Baltic financial services industry toward operational integration and efficiency.

### Registration and Identification

Luminor Bank maintains several official registration identifiers:
- Latvian Unified Registration Number: 40203154352
- OpenCorporates ID: lv/40203154352
- The entity has a sitelink count of 1, indicating presence on one Wikipedia language edition (Latvian)

### Digital Presence and Accessibility

The bank maintains a comprehensive online presence with dedicated websites in multiple languages:
- **Latvian**: https://www.luminor.lv
- **English**: https://www.luminor.lv/en/
- **Russian**: https://www.luminor.lv/ru/

This multilingual approach demonstrates the bank's commitment to serving Latvia's diverse population, which includes significant Russian-speaking communities. The availability of services in three languages ensures broad accessibility and reflects Latvia's multilingual cultural landscape.

### Organizational Structure

Luminor Bank operates as a subsidiary branch of Luminor Bank, which represents one of the major financial institutions in the Baltic region. The parent organization, Luminor Bank, maintains operations across multiple Baltic states, with Luminor Bank serving as its primary representative in Latvia. This structure allows for the coordination of banking services across national boundaries while maintaining local market presence and compliance with Latvian regulations.

### Regulatory Context

As a foreign merchant branch operating in Latvia, Luminor Bank operates under Latvian banking regulations while maintaining ties to its foreign parent organization. The bank's registration with the Latvian unified registration number (40203154352) places it within the official registry of business entities operating in Latvia, subject to oversight by Latvian financial authorities and compliance with European Union banking directives.

## References

1. Commercial Register
2. Register of Enterprises of the Republic of Latvia