# Kantor Bank BNI By Pass Padang > office bank in West Sumatra **Wikidata**: [Q105954898](https://www.wikidata.org/wiki/Q105954898) **Source**: https://4ort.xyz/entity/kantor-bank-bni-by-pass-padang ## Summary Kantor Bank BNI By Pass Padang Raw is a Bank Negara Indonesia (BNI) branch office located in Padang, West Sumatra, Indonesia. It operates as a physical banking location providing financial services to the local community, situated at specific geographic coordinates and accessible via local dialing code 0751779400. The branch is part of BNI, one of Indonesia's state-owned banking institutions, and serves as a representative office bank in the West Sumatra region. ## Key Facts - **Entity Name**: Kantor Bank BNI By Pass Padang Raw - **Instance Of**: Bank (financial institution that accepts deposits) - **Country**: Indonesia - **Location**: Padang, West Sumatra - **Geographic Coordinates**: Latitude -0.9487679402201956, Longitude 100.40036033774793 - **Local Dialing Code**: 0751779400 - **Website**: https://bni.co.id/id-id/ - **Wikidata Description**: office bank in West Sumatra - **Industry**: Bank operations (financial institution operations) - **OpenStreetMap Tag**: amenity=bank - **Unicode Symbol**: šŸ¦ (U+1F3E6, bank building) - **Dewey Decimal Classification**: 332.1 (Finance) - **Geonames Feature Code**: S.BANK ## FAQs **What services does Kantor Bank BNI By Pass Padang Raw provide?** As a Bank Negara Indonesia branch, this office provides standard banking services including deposit-taking, loan provision, fund transfers, and other financial intermediary services typical of Indonesian banks. Banks globally act as financial intermediaries accepting deposits from the public and using those funds to provide loans and financial services. **How is Kantor Bank BNI By Pass Padang Raw classified within banking systems?** This branch is classified as a bankā€”a financial institution that accepts depositsā€”and operates within Indonesia's banking sector. Banks are formally subclassified as financial intermediaries, credit institutions, enterprises, and depository institutions. The branch is distinct from a "bank building" (the physical structure) in that it represents the operational banking entity itself. **What is Bank Negara Indonesia (BNI)?** Bank Negara Indonesia (BNI) is an Indonesian state-owned bank (Bank Badan Usaha Milik Negara/BUMN) that operates throughout Indonesia with numerous branch offices. As a bank, BNI accepts deposits and provides financial services, functioning within the broader Indonesian financial system which includes commercial banks, rural banks, and other financial institutions. **How can customers contact Kantor Bank BNI By Pass Padang Raw?** Customers can contact the branch via its local dialing code 0751779400 or through the parent bank's website at https://bni.co.id/id-id/. The specific geographic coordinates (lat: -0.9487679402201956, lon: 100.40036033774793) allow for precise location identification within Padang city. **What is the significance of this bank's location in Padang?** Padang is the capital city of West Sumatra province, a significant urban center in Indonesia. The presence of a Kantor Bank BNI By Pass Padang Raw in this location supports financial inclusion and economic activity in the West Sumatra region, connecting local businesses and individuals to the broader Indonesian banking network. ## Why It Matters Kantor Bank BNI By Pass Padang Raw matters because it represents a critical node in Indonesia's financial infrastructure, specifically serving the West Sumatra region. As a Bank Negara Indonesia branch, it connects the local Padang community to the national banking system, enabling essential financial services including savings, loans, and transaction processing that facilitate economic participation. The branch's existence reflects the broader importance of banks in modern economies, as outlined in the foundational definition: banks are financial institutions that accept deposits and act as intermediaries, transforming short-term deposits into long-term loans that fuel investment and economic activity. In the Indonesian context, state-owned banks like BNI play particularly important roles in reaching underserved populations and supporting government financial inclusion initiatives. For residents and businesses in Padang, this branch provides access to formal banking services, enabling safe storage of capital, facilitation of transactions, and access to credit for personal and commercial growth. The specific location on By Pass (a major thoroughfare) suggests accessibility for the local population. The branch also contributes to the financial ecosystem of West Sumatra, working alongside other banking institutions to support regional economic development. ## Notable For - **Regional Banking Presence**: Represents Bank Negara Indonesia's operational presence in West Sumatra, connecting provincial capital Padang to national banking infrastructure - **Precise Geographic Identification**: Has exact coordinates (lat: -0.9487679402201956, lon: 100.40036033774793) enabling precise mapping and location services - **Local Contact Accessibility**: Features local dialing code 0751779400 for direct regional communication - **Digital Integration**: Connected to BNI's online platform via https://bni.co.id/id-id/, enabling both physical and digital banking service access - **Classification as Formal Financial Institution**: Operates as a legitimate bank under Indonesian banking regulations, distinguished from non-bank financial entities ## Body ### Identity and Classification Kantor Bank BNI By Pass Padang Raw is a specific banking office (kantor bank) operated by Bank Negara Indonesia (BNI), one of Indonesia's four largest state-owned banks. The entity is classified as a bankā€”a financial institution that accepts depositsā€”operating within the Indonesian banking sector's regulatory framework. This classification places it within the broader category of depository institutions that accept customer deposits and provide loans, functioning as financial intermediaries in the local economy. The distinction between the banking institution (BNI) and the physical bank building is important: Kantor Bank BNI By Pass Padang Raw represents the operational banking entity providing services, while the physical structure at the coordinates provided represents the location where these services are delivered. This follows the formal classification where banks are "different from" bank buildings (physical locations) in knowledge organization systems. ### Geographic and Contact Information The branch is located in Padang, the capital city of West Sumatra province on the island of Sumatra, Indonesia. Its precise geographic coordinates are latitude -0.9487679402201956 and longitude 100.40036033774793, placing it within the urban area of Padang. The local dialing code 0751779400 indicates its connection to the regional telecommunications infrastructure, allowing local customers to reach the branch directly. The address "By Pass" suggests the branch is situated along a major bypass road in Padang, which typically indicates a location with good accessibility and visibility. The branch's website (https://bni.co.id/id-id/) provides customers with access to online banking services, branch locators, and information about products and services. ### Institutional Context: Bank Negara Indonesia Bank Negara Indonesia (BNI) is a state-owned enterprise (Badan Usaha Milik Negara or BUMN) established in 1946. As one of Indonesia's largest banks by assets, BNI operates across Indonesia with thousands of branch offices and ATMs. The bank provides a comprehensive range of banking services including: - Deposit products (savings accounts, time deposits) - Loan products (personal loans, business loans, mortgages) - Electronic banking services (ATM, internet banking, mobile banking) - Trade finance and international banking services - Treasury services Kantor Bank BNI By Pass Padang Raw represents one of these numerous branch offices, bringing BNI's services directly to the Padang community. The branch operates under the regulatory oversight of Bank Indonesia (Indonesia's central bank) and the Financial Services Authority (OJK - Otoritas Jasa Keuangan). ### Relationship to Banking Knowledge Systems This Kantor Bank entry connects to multiple international knowledge classification systems, reflecting the standardized way banking entities are cataloged globally: - **OpenStreetMap**: Tagged with `amenity=bank`, allowing mapping services to identify and display the location - **Unicode**: Banks are represented by the emoji šŸ¦ (U+1F3E6), used digitally to represent banking facilities - **Dewey Decimal Classification**: Classified under 332.1 (Finance), the standard library classification for banking and financial institutions - **Geonames Feature Code**: S.BANK, indicating a banking facility in geographic databases - **Iconclass Notation**: 46B53, representing banking and money exchange in art classification systems ### Operational Context: Indonesian Banking Sector The branch exists within Indonesia's diverse banking sector, which includes: - State-owned banks (Bank BRI, Bank Mandiri, Bank BNI, Bank BTN) - Regional development banks (Bank BPD) - Private domestic banks - Foreign bank branches - Rural banks (BPR) As a branch of a state-owned bank, Kantor Bank BNI By Pass Padang Raw may participate in government programs such as Kredit Usaha Rakyat (KUR - People's Business Credit),蔄蓓 programs, and other financial inclusion initiatives. The presence of formal banking infrastructure in regional cities like Padang supports Indonesia's financial inclusion goals, bringing unbanked populations into the formal financial system. ### Technical and Infrastructure Details The branch's coordinates (lat: -0.9487679402201956, lon: 100.40036033774793) place it at approximately 0.95Ā° South latitude and 100.40Ā° East longitude, consistent with Padang's location on Indonesia's west coast. This precise positioning allows integration with navigation systems, delivery services, and location-based applications. The local dialing code 0751779400 follows Indonesia's telephone numbering plan, where area code 0751 identifies the Padang region. This direct dial code enables local customers to contact the branch without long-distance charges, facilitating customer service and transaction inquiries. ### Digital Presence and Customer Access The branch is connected to BNI's digital ecosystem through https://bni.co.id/id-id/, which provides: - Online and mobile banking platforms - Account management services - Product information and application processing - Branch and ATM locator functionality - Customer support channels This digital integration allows Kantor Bank BNI By Pass Padang Raw customers to access banking services both at the physical branch location and through digital channels, reflecting the broader trend of omnichannel banking in Indonesia. ### Historical and Cultural Context Banking in Indonesia has historical roots dating back to the colonial period, with modern banking development accelerating after independence. Bank Negara Indonesia was established in 1946, making it one of Indonesia's oldest financial institutions. The expansion of BNI into regional cities like Padang reflects the bank's mission to provide nationwide banking coverage and support Indonesia's economic development. The concept of banking in Indonesian (perbankan) follows global patterns: banks accept deposits (simpanan) and provide loans (pinjaman), functioning as financial intermediaries. The Indonesian banking sector operates under the principle of "banking principle" where banks are prohibited from conducting non-banking business, maintaining clear separation from other financial services.