# Identifying hidden patterns in credit risk survival data using Generalised Additive Models

> Research article (European Journal of Operational Research, 2019) · cited 29× · AI/ML

**Wikidata**: [openalex:W2913196994](https://www.wikidata.org/wiki/openalex:W2913196994)  
**Source**: https://4ort.xyz/entity/identifying-hidden-patterns-in-credit-risk-survival-data-using-generalised-additive-models