# Hybrid Harmony Search–Artificial Intelligence Models in Credit Scoring

> Research article (Entropy, 2020) · cited 21× · AI/ML

**Wikidata**: [openalex:W3083654076](https://www.wikidata.org/wiki/openalex:W3083654076)  
**Source**: https://4ort.xyz/entity/hybrid-harmony-searchartificial-intelligence-models-in-credit-scoring