# Hidden gems and borrowers with dirty little secrets: Investment in soft information, borrower self-selection and competition

> Research article (Journal of Banking & Finance, 2017) · cited 28× · AI/ML

**Wikidata**: [openalex:W3126098631](https://www.wikidata.org/wiki/openalex:W3126098631)  
**Source**: https://4ort.xyz/entity/hidden-gems-and-borrowers-with-dirty-little-secrets-investment-in-soft-information-borrower-self-selection-and-competiti