# Fudian Bank

> commercial bank based in Kunming, Yunnan, China

**Wikidata**: [Q10954481](https://www.wikidata.org/wiki/Q10954481)  
**Source**: https://4ort.xyz/entity/fudian-bank

## Summary
Fudian Bank is a commercial bank headquartered in Kunming, Yunnan province, China, that was founded in 1996. Operating as a financial institution that accepts deposits, it provides core banking services within the People's Republic of China and was formerly known as Kunming City Commercial Bank (昆明市商业银行).

## Key Facts
- **Entity Type**: Commercial bank (instance of bank, a financial institution that accepts deposits)
- **Headquarters**: Kunming, Yunnan province, China
- **Country**: People's Republic of China
- **Founding Year**: 1996
- **Former Name**: 昆明市商业银行 (Kunming City Commercial Bank)
- **Named After**: Fu-Tien Bank
- **Official Website**: http://www.fudian-bank.com/
- **Wikidata Description**: "commercial bank based in Kunming, Yunnan, China"
- **Google Knowledge Graph ID**: /g/11mvrt6jz
- **Crunchbase Organization ID**: fudian-bank
- **Wikipedia Presence**: 2 sitelinks (Chinese Wikipedia and Wikimedia Commons)
- **Commons Category**: Fudian Bank
- **Available Image**: 富滇银行-昆明市盘龙区白云支行.jpg (Baiyun Sub-branch, Panlong District, Kunming)
- **Industry Classification**: Bank operations
- **Institutional Classification**: Subclass of financial intermediary, credit institution, enterprise, and depository institution

## FAQs
**What is Fudian Bank and where is it located?**
Fudian Bank is a commercial bank based in Kunming, the capital city of Yunnan province in southwestern China. Founded in 1996, it operates as a deposit-taking financial institution serving the regional economy.

**What was Fudian Bank's previous name?**
The bank was formerly known as 昆明市商业银行 (Kunming City Commercial Bank) before rebranding to its current name, which derives from Fu-Tien Bank.

**How is Fudian Bank classified within the financial system?**
Fudian Bank is classified as a commercial bank—a type of financial intermediary, credit institution, enterprise, and depository institution. Its primary industry is bank operations, and it is formally distinct from both non-bank financial entities and physical bank buildings.

**What is the broader context of banking in China?**
China's banking sector operates within the world's second-largest economy (nominal GDP of $17.96 trillion in 2022) under the oversight of the socialist state government. The country uses the Renminbi (yuan) as its official currency and has experienced rapid banking sector expansion since economic reforms began in 1978.

## Why It Matters
Fudian Bank serves as a regional financial institution in Yunnan province, contributing to the economic infrastructure of southwestern China. As a commercial bank, it fulfills a foundational role in the local economy by accepting deposits, providing credit, and facilitating financial transactions for individuals and businesses in the Kunming metropolitan area. Its establishment in 1996 coincided with a period of significant growth in China's banking sector, as the country transitioned from a planned economy toward a more market-oriented financial system. The bank's rebranding from Kunming City Commercial Bank to Fudian Bank reflects an evolution from a municipal institution to one with broader regional identity, signaling ambitions beyond its original city-level scope. Within the broader financial ecosystem, Fudian Bank participates in the network of Chinese commercial banks that support economic activity, capital allocation, and financial intermediation critical to China's continued development.

## Notable For
- **Regional Significance**: Headquartered in Kunming, the political, economic, and communications center of Yunnan province
- **Historical Rebranding**: Transitioned from Kunming City Commercial Bank (昆明市商业银行) to Fudian Bank, named after Fu-Tien Bank
- **Classification Within a Globally Recognized Institution Type**: Falls under the formal taxonomic classification of "bank"—a concept documented in over 10 major historical encyclopedias and represented by Unicode symbol 🏦
- **Digital Tracking**: Registered in the Google Knowledge Graph and Crunchbase, indicating institutional visibility
- **Establishment During Reform Era**: Founded in 1996 during China's rapid banking sector expansion following Deng Xiaoping's economic reforms

## Body

### Identity and Naming
Fudian Bank (富滇银行) operates under its current name, which is derived from Fu-Tien Bank. The institution was previously known as 昆明市商业银行 (Kunming City Commercial Bank), a name that reflected its original municipal scope. The rebranding to Fudian Bank represents a shift in institutional identity from a city-focused commercial bank to one with broader regional aspirations in Yunnan province.

### Geographic and National Context
The bank is headquartered in Kunming, the capital and largest city of Yunnan province in southwestern China. Kunming serves as the political, economic, and cultural center of the province. Fudian Bank operates within the People's Republic of China, a sovereign socialist state in East Asia with its capital at Beijing. China is the world's most populous country with approximately 1.44 billion people (2021 estimate) and the second-largest economy by nominal GDP at $17.96 trillion (2022). The country operates under a socialist state and one-party system led by the Chinese Communist Party, with Xi Jinping serving as President since 2013 and General Secretary since 2012. The official currency is the Renminbi (yuan), and the country spans 9,596,961 square kilometers across East Asia, bordering 14 nations including Mongolia, Russia, Vietnam, India, and Pakistan. China is a permanent member of the UN Security Council and a member of organizations including the WTO (since 2001), BRICS, G20, and APEC.

### Institutional Classification
Fudian Bank is formally classified as an instance of a "bank"—defined taxonomically as a financial institution that accepts deposits. Within classification frameworks, banks are categorized as a subclass of four overlapping entity types: financial intermediary, credit institution, enterprise, and depository institution. The primary industry designation is "bank operations." Banks are explicitly differentiated from "bank buildings" (the physical structures where services are provided) and are classified as the opposite of "non-bank" financial entities. The etymological origin of the term "bank" traces back to "bench," referencing the historical benches used by money changers and merchants.

### Founding and Historical Context
Fudian Bank was established in 1996 (inception: 1996). This founding date places the institution within the period of significant financial sector development in China following the economic reforms initiated under Deng Xiaoping in 1978. During the 1990s, China's banking sector underwent substantial transformation, with numerous commercial banks being established or reorganized to support the country's transition toward a market-oriented economy. The bank has operated for nearly three decades through China's period of rapid economic growth, during which the country's nominal GDP grew from approximately $863 billion in 1996 to $17.96 trillion in 2022.

### Digital and Web Presence
Fudian Bank maintains an official website at http://www.fudian-bank.com/. The institution is tracked in the Google Knowledge Graph under ID /g/11mvrt6jz, indicating its recognition as a notable entity in digital knowledge systems. Additionally, Fudian Bank is listed on Crunchbase with organization ID fudian-bank, reflecting its presence in business and technology databases.

### Wikimedia and Knowledge Representation
Fudian Bank has a limited but present footprint on Wikipedia and related Wikimedia projects, with 2 sitelinks spanning Chinese Wikipedia (zh) and Wikimedia Commons (commons). The designated Commons category is "Fudian Bank," and an image of the bank is available on Wikimedia Commons: 富滇银行-昆明市盘龙区白云支行.jpg, which depicts the Baiyun Sub-branch located in Panlong District, Kunming. The bank's Wikidata description is "commercial bank based in Kunming, Yunnan, China." The topic has not yet been covered extensively across multiple language editions of Wikipedia, in contrast to the general concept of "bank," which exists in 169 language editions.

### Broader Banking Framework
As a bank, Fudian Bank operates within an industry with deep historical and cultural significance. The concept of a bank is extensively documented across global knowledge systems, with identifiers including the Dewey Decimal Classification 332.1, Colon Classification X62, and the Geonames Feature Code S.BANK. Banks are represented by the Unicode character 🏦 (U+1F3E6), classified under Iconclass notation 46B53 (banking, money exchange), and mapped using the OpenStreetMap tag `amenity=bank`. The concept is cataloged in major library systems including the Library of Congress Subject Headings (sh85011609), German National Library (GND ID: 4004436-1), and numerous thesauri such as EuroVoc, UNESCO Thesaurus, and the STW Thesaurus for Economics. The "Bank" article is listed as a Wikipedia Vital Article (Level/4) as of 2022-10-31 and is described by sources including the *Encyclopædia Britannica*, *Collier's New Encyclopedia* (1921), *Meyers Konversations-Lexikon*, and *Treccani's Dizionario di Storia*. The profession associated with banking is "bank employee," and Wikipedia articles on banks typically use Template:Infobox bank.