# First National Bank of Destin
**Wikidata**: [Q100741975](https://www.wikidata.org/wiki/Q100741975)  
**Source**: https://4ort.xyz/entity/first-national-bank-of-destin

## Summary
First National Bank of Destin was a bank headquartered in Destin, United States, founded in 1976 and replaced by AmSouth Bank of Florida in 1988, with Walter H. Givhan as CEO and Roger J. Clary as chairperson.

## Key Facts
- **Inception**: 1976
- **Headquarters**: Destin
- **Country**: United States
- **Replaced By**: AmSouth Bank of Florida (effective 1988-06-10)
- **CEO**: Walter H. Givhan (served until 1988-06-10)
- **Chairperson**: Roger J. Clary (served until 1988-06-10)
- **Wikidata ID**: Implied as Q48479 (bank entity)
- **URL**: https://www.usbanklocations.com/first-national-bank-of-destin-22190.shtml
- **Instance Type**: Bank
- **Physical Location**: Destin, Florida
- **End Date**: 1988-06-10 (when replaced by AmSouth Bank)

## FAQs
**What is the First National Bank of Destin?**
It was a financial institution headquartered in Destin, Florida, United States, that operated from 1976 until it was replaced by AmSouth Bank of Florida in 1988.

**When was First National Bank of Destin founded?**
The bank was established in 1976.

**Where was First National Bank of Destin located?**
Its headquarters was in Destin, Florida.

**What happened to First National Bank of Destin?**
The bank was replaced by AmSouth Bank of Florida on June 10, 1988.

**Who led First National Bank of Destin?**
Walter H. Givhan served as CEO and Roger J. Clary as chairperson, both positions ending on June 10, 1988.

## Why It Matters
First National Bank of Destin played a role in the regional financial landscape of Destin, Florida, providing banking services to the local community from 1976 until its merger with AmSouth Bank of Florida in 1988. As a depository institution, it contributed to the local economy by accepting deposits and providing financial services, though its specific impact is limited to the local context. The bank's existence represents a period of regional banking history before consolidation into larger financial institutions.

## Notable For
- **Regional Banking History**: Operated as a distinct financial institution in Destin, Florida from 1976 to 1988
- **Merger Timeline**: Replaced by AmSouth Bank of Florida on June 10, 1988
- **Leadership**: Led by Walter H. Givhan as CEO and Roger J. Clary as chairperson until 1988
- **Geographic Focus**: Primarily served the Destin, Florida area
- **Wikidata Representation**: Documented with specific properties including inception year, headquarters location, and replacement information

## Body
### History
First National Bank of Destin was established in 1976 as a depository institution headquartered in Destin, Florida. The bank operated as a financial intermediary, accepting deposits from the public and providing lending services. It was part of the broader banking ecosystem that served the local community's financial needs. The bank's existence represents a period of regional banking history before consolidation into larger financial institutions.

The bank was led by Walter H. Givhan as CEO and Roger J. Clary as chairperson, both serving until June 10, 1988. The bank was replaced by AmSouth Bank of Florida on that date, marking the end of its independent operation.

### Leadership
The bank's leadership structure included:
- **CEO**: Walter H. Givhan, who served until June 10, 1988
- **Chairperson**: Roger J. Clary, who also served until June 10, 1988

Both leadership positions ended simultaneously with the bank's replacement by AmSouth Bank of Florida.

### Geographic Focus
The bank maintained its headquarters in Destin, Florida, and primarily served the local community. This geographic focus was consistent with its classification as a depository institution serving a specific regional market.

### Replacement and Legacy
The bank was replaced by AmSouth Bank of Florida on June 10, 1988. This transition represents a common pattern in the banking industry where smaller regional banks merge with larger institutions to maintain operations and expand services. The replacement information is documented with a point-in-time qualifier indicating the exact date of the merger.

### Wikidata Properties
The bank's information is represented in Wikidata with specific properties including:
- Inception year: 1976
- Headquarters location: Destin
- Country: United States
- Replaced by: AmSouth Bank of Florida
- Leadership end dates: 1988-06-10 for both CEO and chairperson

### URL and Documentation
The bank's information is accessible through the URL: https://www.usbanklocations.com/first-national-bank-of-destin-22190.shtml, which provides additional details about its location and history.

### Classification
As a bank, First National Bank of Destin was classified as a depository institution and financial intermediary, operating within the broader banking industry framework. Its classification aligns with standard definitions of banks as financial institutions that accept deposits and provide lending services.

## References

1. AmSouth completes merger with First National Bank of Destin
2. [Source](https://www.usbanklocations.com/first-national-bank-of-destin-22190.shtml)
3. AmSouth completes merger with First National