# FinTech Is Merging with IoT and AI to Challenge Banks: <i>How Entrenched Interests Can Prepare</i>

> Research article (The Journal of Alternative Investments, 2017) · cited 45× · AI/ML

**Wikidata**: [openalex:W2769195395](https://www.wikidata.org/wiki/openalex:W2769195395)  
**Source**: https://4ort.xyz/entity/fintech-is-merging-with-iot-and-ai-to-challenge-banks-i-how-entrenched-interests-can-prepare-i