# Enhancing user experience in digital payments: A hybrid approach using SEM and neural networks

> Research article (Finance research letters, 2023) · cited 22× · AI/ML

**Wikidata**: [openalex:W4386226922](https://www.wikidata.org/wiki/openalex:W4386226922)  
**Source**: https://4ort.xyz/entity/enhancing-user-experience-in-digital-payments-a-hybrid-approach-using-sem-and-neural-networks