# Determining factors of digital wallet actual usage: A new model to identify changes in consumer behavior

> Research article (International Journal of Data and Network Science, 2023) · cited 14× · AI/ML

**Wikidata**: [openalex:W4360777965](https://www.wikidata.org/wiki/openalex:W4360777965)  
**Source**: https://4ort.xyz/entity/determining-factors-of-digital-wallet-actual-usage-a-new-model-to-identify-changes-in-consumer-behavior