# Default or profit scoring credit systems? Evidence from European and US peer-to-peer lending markets

> Research article (Financial Innovation, 2022) · cited 44× · AI/ML

**Wikidata**: [openalex:W4223538073](https://www.wikidata.org/wiki/openalex:W4223538073)  
**Source**: https://4ort.xyz/entity/default-or-profit-scoring-credit-systems-evidence-from-european-and-us-peer-to-peer-lending-markets