# Credit Scoring Model Based on HMM/Baum-Welch Method

> Research article (Computational Economics, 2021) · cited 10× · AI/ML

**Wikidata**: [openalex:W3170040218](https://www.wikidata.org/wiki/openalex:W3170040218)  
**Source**: https://4ort.xyz/entity/credit-scoring-model-based-on-hmm-baum-welch-method