# Credit risk assessment mechanism of personal auto loan based on PSO-XGBoost Model

> Research article (Complex & Intelligent Systems, 2022) · cited 72× · AI/ML

**Wikidata**: [openalex:W4295733249](https://www.wikidata.org/wiki/openalex:W4295733249)  
**Source**: https://4ort.xyz/entity/credit-risk-assessment-mechanism-of-personal-auto-loan-based-on-pso-xgboost-model