# Chase Sapphire Preferred

> Credit card from Chase

**Wikidata**: [Q111356430](https://www.wikidata.org/wiki/Q111356430)  
**Source**: https://4ort.xyz/entity/chase-sapphire-preferred

## Summary
The Chase Sapphire Preferred is a credit card issued by Chase Bank. It operates on the Visa Inc. network and is linked to the Chase Ultimate Rewards program. The card has an annual fee of $95 and does not charge a foreign transaction fee.

## Key Facts
- **Issuer:** The card is issued by Chase Bank.
- **Type:** It is an instance of a credit card.
- **Payment Network:** The card operates on the Visa Inc. network.
- **Rewards Program:** It is associated with the Chase Ultimate Rewards reward program.
- **Annual Fee:** The account charge or subscription fee is $95 per year.
- **Foreign Transaction Fee:** The fee for foreign transactions is 0%.
- **Official Website:** The primary website is `https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred`, which is presented in English.

## FAQs
**What are the basic financial terms of the Chase Sapphire Preferred card?**
The card carries an annual fee of $95 and does not charge any additional fees for transactions made in foreign currencies. It is a credit card issued by Chase Bank.

**Which payment network and rewards program does this card use?**
The Chase Sapphire Preferred card operates on the Visa network. It earns points through the Chase Ultimate Rewards program, which is the card's proprietary rewards system.

**Where can I find official information about the Chase Sapphire Preferred?**
The primary source of information is the official Chase website at `https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred`, which is an English-language resource managed by the issuer.

## Why It Matters
The Chase Sapphire Preferred card is a significant product in the competitive premium credit card market. It provides a structured rewards system via Chase Ultimate Rewards, offering a mechanism for cardholders to earn value on their spending. By featuring no foreign transaction fees, it positions itself as a viable tool for international travelers, distinguishing it from many competitors that charge such fees. Its specific combination of a moderate annual fee, a major payment network (Visa), and a proprietary rewards program illustrates a common model for attracting consumers seeking enhanced benefits without the cost of the highest-tier cards.

## Notable For
- **Rewards Structure:** Its integration with the Chase Ultimate Rewards program is a central feature.
- **Fee Structure:** The specific combination of a $95 annual fee with a 0% foreign transaction fee is a key differentiator.
- **Network Affiliation:** Its operation on the Visa network provides wide acceptance domestically and internationally.

## Body

### Classification and Relationships
The Chase Sapphire Preferred is categorically defined as a credit card. As such, it inherits the standard properties of its class, including adherence to the ISO/IEC 7810 ID-1 physical specification, which mandates dimensions of 85.60 mm in length, 53.98 mm in width, and 0.76 mm in thickness. It is explicitly distinct from other payment card types such as charge cards and debit cards.

### Financial Specifications
The card's financial terms are precisely defined.
- **Annual Fee:** The cardholder is charged a yearly subscription fee of $95.
- **Foreign Transaction Fee:** A fee of 0% is applied to purchases made in a currency other than US dollars.
- **Operator:** The card is issued and operated by Chase Bank.

### Program and Network Affiliations
The card's functionality is enabled by its partnerships and proprietary systems.
- **Card Network:** Transactions are processed through the Visa Inc. payment network.
- **Rewards Program:** Cardholder spending accrues points within the Chase Ultimate Rewards ecosystem.

### Digital Presence
The primary digital channel for this product is its official website. The site, located at `https://creditcards.chase.com/rewards-credit-cards/sapphire/preferred`, serves as the official informational and application portal and is presented in the English language.