# CAPITAL BANCORP LIMITED

> FINANCE COMPANY

**Wikidata**: [Q110972739](https://www.wikidata.org/wiki/Q110972739)  
**Source**: https://4ort.xyz/entity/capital-bancorp-limited

## Summary
CAPITAL BANCORP LIMITED is a Nigerian finance company classified as a bank under the regulatory framework of the Central Bank of Nigeria. It operates within the financial services sector, providing core banking services such as deposits and lending to its clientele in Nigeria.

## Key Facts
- **Entity Type**: Finance Company (as per Wikidata description)
- **Classification**: Instance of `bank` (financial institution that accepts deposits)
- **Location**: Nigeria, a sovereign state in West Africa
- **Operational Status**: Regulated by the Central Bank of Nigeria
- **Industry**: Bank operations
- **Coordinates**: Approximately 6.454675799002885°N, 3.3844140838462002°E (based on Google Maps data)
- **Country Context**: Nigeria became a republic on October 1, 1963
- **Capital City Context**: Abuja has been Nigeria’s capital since December 12, 1991

## FAQs
**What is CAPITAL BANCORP LIMITED?**  
CAPITAL BANCORP LIMITED is a finance company operating in Nigeria. It is officially recognized as a bank under Nigerian financial regulations and offers traditional banking services such as accepting deposits and issuing loans.

**Where is CAPITAL BANCORP LIMITED located?**  
The entity is based in Nigeria, specifically with operational coordinates near 6.4547°N latitude and 3.3844°E longitude. Nigeria itself is located in West Africa and became a federal republic on October 1, 1963.

**What industry does CAPITAL BANCORP LIMITED belong to?**  
It belongs to the industry of bank operations, functioning as a financial intermediary and credit institution regulated by the Central Bank of Nigeria.

**Is CAPITAL BANCORP LIMITED part of any international organizations?**  
While not directly listed as a member of international bodies, it operates within Nigeria, which is a member of global institutions such as the United Nations, African Union, World Trade Organization, and OPEC.

**How is CAPITAL BANCORP LIMITED classified legally and functionally?**  
Legally and functionally, it is classified as a bank, falling under the subclasses of financial intermediary, credit institution, enterprise, and depository institution.

## Why It Matters
CAPITAL BANCORP LIMITED plays a critical role in Nigeria's financial ecosystem by facilitating access to capital through deposit-taking and lending activities. As part of the broader banking system regulated by the Central Bank of Nigeria, it contributes to economic stability and growth by enabling personal and commercial financial transactions. Its operations support local businesses and individuals, particularly in an environment where formal financial inclusion remains a strategic national priority.

## Notable For
- Being registered and regulated as a finance company under the Central Bank of Nigeria
- Operating within one of Africa's largest economies and most populous nations
- Providing essential financial services in a country with significant retail and petroleum sectors
- Functioning within Nigeria’s complex demographic and linguistic landscape, serving diverse urban and rural populations
- Contributing to the financial infrastructure of a nation that is a key player in West African regional diplomacy and global energy markets

## Body

### Classification and Regulatory Framework
CAPITAL BANCORP LIMITED is categorized as a **finance company** but is functionally and legally recognized as a **bank** under Nigerian regulatory standards. This classification places it within the broader class of **financial institutions**, specifically as:
- A **financial intermediary**
- A **credit institution**
- An **enterprise**
- A **depository institution**

It operates under the oversight of the **Central Bank of Nigeria**, which supervises all financial entities in the country. The entity is listed on the Central Bank of Nigeria’s official registry of supervised financial institutions, confirming its status as a legitimate banking entity.

### Geographic and National Context
The entity is situated in **Nigeria**, a sovereign state in West Africa established as a federal republic on **October 1, 1963**. Nigeria is notable for:
- Having a population exceeding **211 million**, making it the most populous nation in Africa.
- Hosting a diverse demographic makeup including major ethnic groups such as the Hausa, Yoruba, and Igbo.
- Utilizing **English** as its official language while accommodating hundreds of regional languages.
- Operating under a **presidential system** with a bicameral legislature known as the **National Assembly**.
- Maintaining its capital in **Abuja**, which replaced Lagos as the seat of government on **December 12, 1991**.

Nigeria’s geopolitical influence extends through memberships in international organizations such as:
- **United Nations** (since 1960)
- **Commonwealth of Nations**
- **African Union**
- **World Trade Organization**
- **Organization of the Petroleum Exporting Countries (OPEC)** (member since July 1971)

### Economic Role and Infrastructure
CAPITAL BANCORP LIMITED contributes to Nigeria’s economy, which reported a **nominal GDP of $477.38 billion USD in 2022**. Nigeria’s economic structure includes:
- A **Value Added Tax (VAT) rate of 7.5%**
- A currency known as the **Naira**
- A substantial **retail and e-commerce sector**, with companies like Jumia and Konga.com

The entity functions within this economic framework, supporting financial intermediation and credit provision. Nigeria’s infrastructure supports its financial operations with:
- Mains voltage of **230V at 50Hz**
- Plug types **BS 1363 and BS 546**
- Driving side: **right**
- Emergency numbers: **112 and 199**
- Internet domain: **.ng**
- Calling code: **+234**

### Cultural and Linguistic Environment
Nigeria’s cultural diversity is reflected in its use of **English** as the official language, alongside regional languages such as **Hausa**, **Yoruba**, **Igbo**, **Nigerian Pidgin**, **Fula**, **Kanuri**, **Tiv**, and **Ibibio**. National symbols include:
- **Flag**: Adopted on October 1, 1960
- **National Anthem**: "Nigeria, We Hail Thee"
- **Motto**: "Unity and Faith, Peace and Progress"
- **Floral Emblem**: *Costus spectabilis*

This multilingual and multicultural environment shapes the operational context for CAPITAL BANCORP LIMITED, requiring adaptability to serve a diverse clientele.

### Administrative Structure
Nigeria is divided into **36 states** and one **Federal Capital Territory**, which houses **Abuja**. The most populous urban area is **Lagos**, though the capital shift occurred in 1991. This administrative structure influences the regulatory and operational scope of financial institutions like CAPITAL BANCORP LIMITED, which must navigate both federal and state-level compliance requirements.

### Digital and Physical Presence
While specific digital identifiers or branding for CAPITAL BANCORP LIMITED are not detailed in the source material, its classification as a bank implies potential presence in:
- **OpenStreetMap** under the tag `amenity=bank`
- **Wikimedia Commons** under categories related to banks
- **Unicode symbol representation**: 🏦 (U+1F3E6, "bank building")

Its physical location is approximated via **Google Maps** at coordinates **6.4544999°N, 3.3843819°E**, indicating a branch or headquarters in a commercially active area of Nigeria.

### Historical and Institutional Context
The concept of a bank, under which CAPITAL BANCORP LIMITED operates, is historically and institutionally well-documented. It is referenced in:
- *Encyclopædia Britannica* (11th and 1922 editions)
- *Meyers Konversations-Lexikon*
- *Treccani's Dizionario di Storia* (2010)
- Modern authority files such as the **Library of Congress Subject Headings (LCSH)** and **Dewey Decimal Classification (332.1)**

This historical depth underscores the enduring role of banks like CAPITAL BANCORP LIMITED in global and local economies, reinforcing their foundational importance in financial systems.

## References

1. [Source](https://www.cbn.gov.ng/supervision/fi.asp?name=CAPITAL%20BANCORP%20LIMITED&institutetype=Finance%20Company)
2. [Source](https://www.google.com/maps/place/Capital+Bancorp+Plc/@6.4544999,3.3821932,17z/data=!3m1!4b1!4m5!3m4!1s0x103b8b0eb3f5bb33:0x3a1dd33c839e6572!8m2!3d6.4544999!4d3.3843819)