# Can machine learning models save capital for banks? Evidence from a Spanish credit portfolio

> Research article (International Review of Financial Analysis, 2022) · cited 24× · AI/ML

**Wikidata**: [openalex:W4296124599](https://www.wikidata.org/wiki/openalex:W4296124599)  
**Source**: https://4ort.xyz/entity/can-machine-learning-models-save-capital-for-banks-evidence-from-a-spanish-credit-portfolio