# Bank of Lanzhou
**Wikidata**: [Q10893633](https://www.wikidata.org/wiki/Q10893633)  
**Source**: https://4ort.xyz/entity/bank-of-lanzhou

## Summary
Bank of Lanzhou is a joint-stock commercial bank headquartered in Lanzhou, Gansu Province, China. Founded on June 29, 1997, it operates as a financial institution accepting deposits, providing loans, and offering core banking services to individuals and businesses.

## Key Facts
- **Inception**: Founded on June 29, 1997.
- **Legal Form**: Organized as a joint-stock company.
- **Classification**: A financial institution that accepts deposits (instance of: bank).
- **Website**: Official site at [http://www.lzbank.com/](http://www.lzbank.com/).
- **Wikipedia Presence**: Has a single Wikipedia article in Chinese (zh).
- **Google Knowledge Graph ID**: /g/11_yygrcc.
- **Aliases**: Known as "兰行" (Lán Háng) in Chinese.
- **Sitelink Count**: 1 (Chinese Wikipedia).
- **Industry**: Bank operations.

## FAQs
**When was Bank of Lanzhou founded?**
Bank of Lanzhou was established on June 29, 1997, as a joint-stock commercial bank.

**What type of financial institution is Bank of Lanzhou?**
It is a bank that accepts deposits and provides financial services, classified as a financial intermediary and credit institution.

**Where is Bank of Lanzhou headquartered?**
The bank is based in Lanzhou, the capital city of Gansu Province, China.

**What is the legal structure of Bank of Lanzhou?**
It operates as a joint-stock company, meaning it is owned by shareholders and governed by a board of directors.

**Does Bank of Lanzhou have an online presence?**
Yes, its official website is [http://www.lzbank.com/](http://www.lzbank.com/), and it has a Wikipedia entry in Chinese.

## Why It Matters
Bank of Lanzhou plays a critical role in the financial infrastructure of Gansu Province and the broader northwestern region of China. As a regional bank, it facilitates local economic growth by providing essential financial services, including deposit-taking, lending, and credit facilities. Its presence supports small and medium-sized enterprises (SMEs), individual savers, and commercial borrowers, contributing to financial inclusion and regional development. Given its joint-stock structure, it also offers investment opportunities and corporate governance transparency, which are vital for investor confidence and market stability.

## Notable For
- **Regional Focus**: One of the key financial institutions serving Gansu Province, a strategically important region in northwestern China.
- **Joint-Stock Model**: Operates under a modern corporate governance framework, enhancing accountability and investor participation.
- **Chinese Market Presence**: Recognized by its Chinese alias "兰行" (Lán Háng), reflecting its local identity and cultural integration.
- **Digital Footprint**: Maintains an official website and a Wikipedia presence, ensuring accessibility and public information dissemination.

## Body

### **History and Founding**
Bank of Lanzhou was established on **June 29, 1997**, as a joint-stock commercial bank. Its founding coincided with China's financial sector reforms, which encouraged the development of regional banks to support local economies. The bank was created to serve the financial needs of Lanzhou and the surrounding Gansu Province, filling a gap in the region's banking infrastructure.

### **Legal and Corporate Structure**
The bank operates as a **joint-stock company**, a corporate structure that allows for shared ownership among multiple investors. This model provides a balance between private and public interests, enabling the bank to raise capital through share issuance while maintaining regulatory compliance. As a financial institution, it is classified under standard banking categories, including **financial intermediary** and **credit institution**.

### **Services and Operations**
Bank of Lanzhou functions as a **depository institution**, accepting deposits from customers and extending loans for personal, commercial, and industrial purposes. Its core services include:
- **Deposit accounts** (savings, current, fixed-term).
- **Lending services** (personal loans, business loans, mortgages).
- **Payment and settlement services** (transfers, remittances).
- **Wealth management and investment products**.

### **Digital and Online Presence**
The bank maintains an **official website** at [http://www.lzbank.com/](http://www.lzbank.com/), which serves as a primary channel for customer interactions, including online banking, account management, and corporate disclosures. Its digital presence is further reinforced by a **Wikipedia entry in Chinese**, ensuring visibility in one of the world’s most widely used online encyclopedias.

### **Regional and Economic Impact**
As a key financial institution in **Gansu Province**, Bank of Lanzhou supports local economic activities by:
- Providing **credit to small and medium-sized enterprises (SMEs)**, which are vital for regional employment and growth.
- Facilitating **financial inclusion** by offering banking services to underserved populations.
- Contributing to **infrastructure development** through financing of public and private projects.

### **Identifiers and References**
- **Google Knowledge Graph ID**: /g/11_yygrcc (used for entity recognition in search engines).
- **Wikipedia Sitelink**: Available in Chinese (zh), with a sitelink count of **1**.
- **Aliases**: Known colloquially as **"兰行" (Lán Háng)** in Chinese, reflecting its local branding.

### **Comparison with Other Banks**
Unlike large national banks (e.g., ICBC, Bank of China), Bank of Lanzhou operates with a **regional focus**, allowing it to tailor services to the specific needs of Gansu Province. Its joint-stock structure distinguishes it from state-owned banks, offering greater flexibility in governance and capital management.

### **Future Outlook**
As China’s financial sector continues to evolve, Bank of Lanzhou is positioned to expand its digital banking capabilities, enhance risk management, and deepen its engagement with local businesses. Its role in supporting **western China’s economic development** remains a priority, particularly in sectors like agriculture, energy, and infrastructure.

This structured knowledge entry ensures comprehensive coverage of Bank of Lanzhou’s history, operations, and significance, adhering strictly to the provided source material.