# Bank BNI USU

> office bank in North Sumatra

**Wikidata**: [Q106401849](https://www.wikidata.org/wiki/Q106401849)  
**Source**: https://4ort.xyz/entity/bank-bni-usu

## Summary
Bank BNI USU is an office bank located in North Sumatra, Indonesia. It is a physical banking facility situated in the city of Medan, operating within the broader financial industry of bank operations. As a specific instance of a bank, it serves as a local financial institution that provides core banking services.

## Key Facts
- **Instance Of**: Bank (financial institution that accepts deposits)
- **Location**: Medan, North Sumatra, Indonesia
- **Coordinates**: Latitude 3.56712399944817, Longitude 98.65295323037917
- **Description**: Office bank in North Sumatra
- **Industry**: Bank operations
- **Classification**: Subclass of financial intermediary, credit institution, enterprise, and depository institution

## FAQs
**What is Bank BNI USU?**
Bank BNI USU is a physical bank office located in Medan, North Sumatra, Indonesia. It is a specific branch or office location of a financial institution that accepts deposits and provides banking services.

**Where is Bank BNI USU located?**
Bank BNI USU is located in Medan, North Sumatra, Indonesia. Its exact coordinates are latitude 3.56712399944817 and longitude 98.65295323037917.

**What type of institution is Bank BNI USU?**
Bank BNI USU is classified as a bank, making it a financial institution that operates within the bank operations industry. As a bank, it functions as a financial intermediary and credit institution that accepts deposits.

**How does Bank BNI USU relate to the broader banking concept?**
Bank BNI USU is a specific instance of the general concept of a "bank." While a bank is a broad category of financial institution with extensive global documentation and cultural representation, Bank BNI USU is a particular physical office location operating within this framework in Indonesia.

## Why It Matters
Bank BNI USU represents the physical manifestation of banking infrastructure in the North Sumatra region of Indonesia. As a local office bank, it plays a crucial role in providing accessible financial services to the community in Medan and the surrounding North Sumatra area. The institution serves as a vital node in the broader financial system, enabling local residents and businesses to engage in essential financial activities such as deposit-taking, lending, and transaction facilitation.

The existence of Bank BNI USU underscores the importance of banking presence in regional Indonesian cities, particularly outside the primary financial center of Jakarta. By providing a physical banking location in Medan, it helps bridge the gap between major financial hubs and regional populations, promoting financial inclusion and economic participation in North Sumatra. The bank's geographic coordinates (3.56712399944817, 98.65295323037917) place it precisely within this strategic regional context.

## Notable For
- **Geographic Specificity**: One of the few bank offices in the knowledge base with exact coordinates provided (latitude 3.56712399944817, longitude 98.65295323037917)
- **Regional Representation**: A bank office serving the North Sumatra region of Indonesia, representing regional banking infrastructure
- **Urban Location**: Situated in Medan, one of the largest cities in Indonesia outside of Jakarta
- **Physical Banking Presence**: Represents a tangible banking location in an increasingly digital financial landscape

## Body

### Location and Geography
Bank BNI USU is precisely located at coordinates 3.56712399944817 latitude and 98.65295323037917 longitude in the city of Medan, within the province of North Sumatra, Indonesia. Medan serves as the capital of North Sumatra province and is one of the most populous and economically significant cities in western Indonesia. The bank's location in this major urban center positions it as a key financial service provider in a region with substantial commercial activity.

### Classification and Industry
As an instance of a bank, Bank BNI USU falls under the broader classification of financial institutions that accept deposits. The banking industry, in which Bank BNI USU operates, is classified as "bank operations." This classification encompasses the core activities of deposit-taking, lending, and financial intermediation that define modern banking institutions.

The concept of a bank, of which Bank BNI USU is a specific instance, is formally classified as a subclass of four distinct but related entity types: financial intermediary, credit institution, enterprise, and depository institution. This multifaceted classification reflects the complex role that banks play in the modern economic system, serving simultaneously as intermediaries between depositors and borrowers, as credit providers, as business enterprises, and as institutions that safeguard deposited funds.

### Institutional Context
Bank BNI USU operates within the context of the global banking system, which has an extensive cultural and digital presence. The broader concept of a bank is represented by the Unicode symbol 🏦 (U+1F3E6), is tagged as `amenity=bank` in OpenStreetMap, and is documented in 169 language editions of Wikipedia. The concept has been a focus of Wikipedia's Vital articles list at Level 4 as of October 31, 2022.

The banking concept, which provides the framework for Bank BNI USU's operations, is extensively documented across numerous global knowledge and library systems. These include the Library of Congress Subject Headings (sh85011609), the German National Library (GND ID: 4004436-1), the UNESCO Thesaurus (concept3560), the STW Thesaurus for Economics (13283-4), and many other authoritative reference systems. The concept is classified under the Dewey Decimal system as 332.1 and under the Colon Classification as X62.

### Relationship to Banking Concepts
Bank BNI USU is a specific instance of the general banking concept, which is explicitly differentiated from a "bank building" in formal classification systems. While Bank BNI USU is itself a bank (the institution), the physical structure it occupies would be classified separately as a bank building. This distinction is formally recognized in knowledge systems through the "different from" relationship between the institution and its physical location.

The broader banking industry, of which Bank BNI USU is a part, is historically documented in numerous encyclopedias and reference works, including the Encyclopædia Britannica (11th edition and 1922 edition), Collier's New Encyclopedia (1921), Meyers Konversations-Lexikon (4th edition, 1885–1890), and many others. The etymological origin of "bank" traces back to "bench," referencing the historical benches or tables used by money changers and merchants.

### Indonesian Banking Context
As a bank office in Indonesia, Bank BNI USU operates within the Indonesian financial system. The bank is located in North Sumatra, one of the provinces of Indonesia, situated in the western part of the country on the island of Sumatra. This location places Bank BNI USU in a region with significant agricultural, commercial, and industrial activity, serving a diverse population that requires accessible banking services.