# A Novel Noise-Adapted Two-Layer Ensemble Model for Credit Scoring Based on Backflow Learning

> Research article (IEEE Access, 2019) · cited 37× · AI/ML

**Wikidata**: [openalex:W2963045978](https://www.wikidata.org/wiki/openalex:W2963045978)  
**Source**: https://4ort.xyz/entity/a-novel-noise-adapted-two-layer-ensemble-model-for-credit-scoring-based-on-backflow-learning