# A Novel behavioral scoring model for estimating probability of default over time in peer-to-peer lending

> Research article (Electronic Commerce Research and Applications, 2017) · cited 87× · AI/ML

**Wikidata**: [openalex:W2778590547](https://www.wikidata.org/wiki/openalex:W2778590547)  
**Source**: https://4ort.xyz/entity/a-novel-behavioral-scoring-model-for-estimating-probability-of-default-over-time-in-peer-to-peer-lending