# 2-stage modified random forest model for credit risk assessment of P2P network lending to “Three Rurals” borrowers

> Research article (Applied Soft Computing, 2020) · cited 93× · AI/ML

**Wikidata**: [openalex:W3044291118](https://www.wikidata.org/wiki/openalex:W3044291118)  
**Source**: https://4ort.xyz/entity/2-stage-modified-random-forest-model-for-credit-risk-assessment-of-p2p-network-lending-to-three-rurals-borrowers